onboarding - Binder & Partners | Boutique Family Office

KNOW YOUR CUSTOMER

Please fill below information:

Name:

Surname:

Date Of Birth:

Residence:

Nationality:

Marital Status

Spouse’s Forename:

Spouse’s Surname:

Spouse Date of Birth:

Type of marriage contract:

Children:

Child #1 Forename:

Child #1 Surname:

Child #1 Date of Birth:

Child #2 Forename:

Child #2 Surname:

Child #2 Date of Birth:

Child #3 Forename:

Child #3 Surname:

Child #3 Date of Birth:

Child #4 Forename:

Child #4 Surname:

Child #4 Date of Birth:

Child #5 Forename:

Child #5 Surname:

Child #5 Date of Birth:

Child #6 Forename:

Child #6 Surname:

Child #6 Date of Birth:

Child #7 Forename:

Child #7 Surname:

Child #7 Date of Birth:

Child #8 Forename:

Child #8 Surname:

Child #8 Date of Birth:

Child #9 Forename:

Child #9 Surname:

Child #9 Date of Birth:

Child #10 Forename:

Child #10 Surname:

Child #10 Date of Birth:

Occupation:

Company Name:

Position:

ANNUAL INCOME

Salaries/pension:

Real Estate rental:

Real Estate rental

Cryptocurrencies:

Cryptocurrencies

Dividend:

Dividend

Interest:

Annual Income interest

Annual Income

Others

Over the next two years, are additional revenues expected that do not exist today?

Yes

No

Revenue name	Expected date	Currency	Expected Income

ANNUAL EXPENSES

Tax(Income, Property, Wealth):

Tax(Income, property, wealth)

Tax (Income, property, wealth)

Debt Expenses:

Debt expenses:

Debt expenses

Ordinary expenses:

Ordinary expenses

Annual Expenses (Others)

Others:

Over the next two years, are significant expenses expected? (Such as significant contributions, loan repayments, apartment purchase).

Yes

No

Expected Expense	Expected date:	Currency	Expected Amount

YOUR TOTAL CAPITAL TODAY

Equal to or over EUR 5 million

Equal to or over EUR 50 million

Equal to or over EUR 100 million

BREAKDOWN BY ASSETS

Liquid Assets: (cash, savings)

Financial Securities:

Financial Securities

Real Estate:

Real Estate

Private Equity/Debt:

Private Equity/Debt

Art, Vineyard, Forests:

Cryptocurrencies /NFT:

Cryptocurrencies/Non Fungible Token (NFT):

BREAKDOWN BY ASSETS (Others)

Others:

LIABILITIES

Short Term Debt:

(LIABILITIES)Short Term Debt:

Long Term Debt:

(LIABILITIES) Long term

LIABILITIES (Others)

Others:

WHAT IS THE LEVEL OF RISK IN YOUR CURRENT SAVINGS?

SOURCE OF FUNDS

SOURCE OF FUNDS (Others)

Others

HOW MUCH MONEY DO YOU INTEND TO WITHDRAW FROM THE ACCOUNT EACH YEAR

WHAT IS YOUR INVESTMENT PURPOSE?

Maintaining the fund

Income generation

Yield

High yield

WHAT IS YOUR INVESTMENT TIME FRAME?

Short term (0-2 years)

Medium term (3-5 years)

Long term (5 years and up)

HAVE YOU EVER INVESTED MONEY THROUGH

Life insurance policy

Securities account

Equity savings plan (PEA)

Others

HAVE YOU EVER INVESTED MONEY THROUGH (Others)

HAVE YOU EVER INVESTED MONEY THROUGH (Others)

HAVE YOU EVER INVESTED MONEY IN

HAVE YOU EVER INVESTED MONEY IN (Others:)

Have you invested in the followings.

Equities:

Yes

No

Any Comment (Equities)

Bonds:

Yes

No

Any Comment (Bonds)

Mutual Funds:

Yes

No

Any Comment (Mutual Funds)

Private Equity /Debt:

Yes

No

Any comment (private equity /debt)

Real Estate:

Yes

No

Any comment(real estate)

Art:

Yes

No

Any comment (art)

Cryptocurrencies /NFT:

Yes

No

Any comment (cryptocurrencies /NFT)

WHAT IS YOUR INVESTMENT EDUCATION EXPERIENCE REGARDING FINANCIAL PRODUCTS?

Professional certificate or relevant work experience

Academic degree in financial related field

I have attended trading courses

I have personal experience in trading securities

I have no financial knowledge

Name of the certificate

Name of the degree

Name of the trading course

Explain personal experience

“A HIGH EXPECTATION OF GAIN IMPLIES A STRONG RISK OF CAPITAL LOSS”

True

False

I don’t know

“AN ETF (EXCHANGE TRADED FUND) IS A GUARANTEED CAPITAL FUND”

True

False

I don’t know

If the management of my portfolio is discretionary, I will not make investment decisions by myself”

True

False

I don’t know

WHAT IS A BOND?

It is a kind of loan for the person who bought it and he must repay the amount of money by a certain date

Commitment certificate according to which the issuer undertakes to pay those who buy it payments in a pre-determined amount and at a fixed date

It is an official document that gives the buyer the option to sell his share in the company in which he purchased shares at any given time

IN GENERAL, IF INTEREST RATES GO DOWN, THEN BOND PRICES…

Go down

Go up

Are not affected

Don’t know/Not sure

YOU TOLD TO A FAMILY MEMBER THAT YOU HAVE A CERTAIN AMOUNT OF MONEY TO INVEST AND YOU WOULD BE HAPPY TO INVEST MORE. HE SUGGESTED YOU LEVERAGE, WHAT DOES IT MEAN?

Take a loan that will increase the amount of investment

Invest in a basket of equities of real estate companies

Invest the full amount you have in the share of only one company, as stable and profitable as possible

WHAT DOES IT MEAN TO HOLD SHARES IN A PARTICULAR COMPANY?

This means that I have the right to vote and a proportionate share in the capital of the company, so in fact it is a partnership in the company

This means that he is forced to pay the company’s debts if it loses

Holding a share gives us the right to trade in the company’s funds in order to make profits on the stock exchange

WHICH RISK/REWARD SCENARIO BEST DESCRIBES YOUR ANNUAL INVESTMENTS EXPECTATIONS? POTENTIAL GAIN / LOSS

HAVE YOU EVER SUFFERED LOSSES ON YOUR FINANCIAL INVESTMENTS?

No, never

Yes, 10% max

Yes 20% max

Above 20%

IF THERE IS MARKET VOLATILITY, AND YOUR ASSET VALUE HAS DROPPED BY 20%, HOW WILL YOU REACT?

Falling prices is a natural thing and I see this as an opportunity for investment

I accept the situation because I know the capital market can be volatile

I want to reduce risk and sell the more volatile assets

I ask to liquidate the account and stay 100% cash until the end of the crisis

IF YOU ARE GOING ON A TRIP TO A PLACE YOU HAVE NOT BEEN BEFORE, SUCH AS SOUTH AMERICA OR THE FAR EAST, WHAT BEHAVIOR IS RIGHT FOR YOU?

Plan your trip at least half a year in advance, so that you do not encounter anything or an unplanned and unfamiliar situation.

Plan flights and accommodation only. The content of the trip will be determined by the place itself.

Buy a round trip ticket. Everything else will be determined in the place itself.

Buy a round trip ticket only.

IN THE FOLLOWING CASES, HOW MUCH WILL EACH LOSS DISTURB YOUR REST? 1- REPRESENTS NOT BOTHERED AT ALL AND 5 NOT SLEEPING AT NIGHT.

5% loss

0

10% loss

0

20% loss

0

HAVE YOU ALREADY INVESTED YOUR MONEY IN AN INVESTMENT WITH A HIGH-RISK PROFILE SUCH AS OPTIONS, STARTUPS, CRYPTOCURRENCIES?

Yes

No

WOULD YOU BE WILLING TO INVEST IN ILLIQUID ASSETS OUTSIDE THE CAPITAL MARKET? (SUCH AS START-UPS, REAL ESTATE, PEER TO PEER LOANS, BRIDGE LOANS)

Yes

No

DOES ANY OF THE FOLLOWINGS APPLY TO YOU OR TO ANY OF YOUR IMMEDIATE FAMILY MEMBERS?

A director or a 10% shareholder of a publicly traded corporation

Employed by a brokerage firm or a securities exchange

A current or former high level elected or appointed public official

None of these apply to me

Explain

QUALIFIED CLIENT DECLARATION – INDIVIDUALS

Clients Name:

Clients I.D:

For the attention of Binder & Partners ltd.
Dear sirs,
request to be classified as a qualified client – individuals
i hereby request to be classified as a qualified client, within the meaning of that term in the israeli investment advice, investment marketing and portfolio management law 1995 (the “investment advice law”). I hereby confirm that i comply with at least two of the following criteria (please check all that apply):

Request to be classified as a Qualified Client – Individuals

The aggregate value of cash, deposits, financial assets (as defined in the investment advice law) and securities (as defined in section 52 of the securities law, 1968) owned by me exceeds nis 12 million;

I either have expertise and capabilities in the field of capital markets, or was employed for at least one year in a professional position which required such expertise;

I have executed on average at least 30 transactions in securities or financial assets (as such terms are defined in the investment advice law) in each of the four quarters preceding the date hereof. For this purpose, “transactions” excludes a transaction carried out by a portfolio manager on behalf of an individual with which he has a portfolio management agreement;

I understand that binder & partners ltd. Is neither licensed nor insured pursuant to the investment advice law.
I understand that by asking to be classified as a qualified client, binder & partners ltd. Will not be obliged to comply with those provisions of the investment law of israel that are set out below:
(a) Ensuring the compatibility of service to the needs of the client.
(b) Engaging in a written agreement with the client, the content of which is as described in section 13 of the investment advice law;
(c) Providing the client with appropriate disclosure regarding all matters that are material to a proposed transaction or to the advice given;
(d) The prohibition on preferring certain securities or other financial assets;
(e) Providing disclosure about "extraordinary risks" entailed in a transaction (and obtaining the client's approval of such transactions, if applicable);
(f) The prohibition on making portfolio management fees conditional upon profits or number of transactions.
(g) Maintaining records of advisory/discretionary actions.

Signature:

KNOW YOUR CUSTOMER

ANNUAL INCOME

ANNUAL EXPENSES

YOUR TOTAL CAPITAL TODAY

BREAKDOWN BY ASSETS

LIABILITIES

WHAT IS THE LEVEL OF RISK IN YOUR CURRENT SAVINGS?

SOURCE OF FUNDS

HOW MUCH MONEY DO YOU INTEND TO WITHDRAW FROM THE ACCOUNT EACH YEAR

WHAT IS YOUR INVESTMENT PURPOSE?

WHAT IS YOUR INVESTMENT TIME FRAME?

HAVE YOU EVER INVESTED MONEY THROUGH

HAVE YOU EVER INVESTED MONEY IN

Have you invested in the followings.

WHAT IS YOUR INVESTMENT EDUCATION EXPERIENCE REGARDING FINANCIAL PRODUCTS?

“A HIGH EXPECTATION OF GAIN IMPLIES A STRONG RISK OF CAPITAL LOSS”

“AN ETF (EXCHANGE TRADED FUND) IS A GUARANTEED CAPITAL FUND”

If the management of my portfolio is discretionary, I will not make investment decisions by myself”

WHAT IS A BOND?

IN GENERAL, IF INTEREST RATES GO DOWN, THEN BOND PRICES…

YOU TOLD TO A FAMILY MEMBER THAT YOU HAVE A CERTAIN AMOUNT OF MONEY TO INVEST AND YOU WOULD BE HAPPY TO INVEST MORE. HE SUGGESTED YOU LEVERAGE, WHAT DOES IT MEAN?

WHAT DOES IT MEAN TO HOLD SHARES IN A PARTICULAR COMPANY?

WHICH RISK/REWARD SCENARIO BEST DESCRIBES YOUR ANNUAL INVESTMENTS EXPECTATIONS? POTENTIAL GAIN / LOSS

HAVE YOU EVER SUFFERED LOSSES ON YOUR FINANCIAL INVESTMENTS?

IF THERE IS MARKET VOLATILITY, AND YOUR ASSET VALUE HAS DROPPED BY 20%, HOW WILL YOU REACT?

IF YOU ARE GOING ON A TRIP TO A PLACE YOU HAVE NOT BEEN BEFORE, SUCH AS SOUTH AMERICA OR THE FAR EAST, WHAT BEHAVIOR IS RIGHT FOR YOU?

IN THE FOLLOWING CASES, HOW MUCH WILL EACH LOSS DISTURB YOUR REST? 1- REPRESENTS NOT BOTHERED AT ALL AND 5 NOT SLEEPING AT NIGHT.

HAVE YOU ALREADY INVESTED YOUR MONEY IN AN INVESTMENT WITH A HIGH-RISK PROFILE SUCH AS OPTIONS, STARTUPS, CRYPTOCURRENCIES?

WOULD YOU BE WILLING TO INVEST IN ILLIQUID ASSETS OUTSIDE THE CAPITAL MARKET? (SUCH AS START-UPS, REAL ESTATE, PEER TO PEER LOANS, BRIDGE LOANS)

DOES ANY OF THE FOLLOWINGS APPLY TO YOU OR TO ANY OF YOUR IMMEDIATE FAMILY MEMBERS?

QUALIFIED CLIENT DECLARATION – INDIVIDUALS

SOPHISTICATED INVESTOR’S DECLARATION